Monday, 15 August 2011

Car insurance – how to get a good deal


In the current economic climate many are trying to save money on everything from food shopping and fuel bills to car insurance. And looking for a better deal when it comes to insuring you car is definitely something which might save you money.

When considering switching your car insurance or when looking for a brand new one there are several things you should consider. First of all make sure you get the right cover. Define what you want your cover to be in terms of fully comprehensive versus third party and make sure you appear as low risk to the insurers as possible. Also be wary of paying monthly as this adds a lot to the total premium. Pay the full amount or use a 0% credit card to pay as this will work out cheaper. The easiest way to get lots of offers is through price comparison websites. Use several and compare their results. Then once you’ve decided on a policy investigate if you can get cash back from cash back sites. If you do, your insurance might end up a lot cheaper than you initially thought.

If your household owns more than one car it is also possible to get a multi car insurance with all cars on one policy. But make sure you check out the individual deals for the cars in question before you opt for this.

Lastly give yourself a reminder 6 weeks before your renewal date so you have time to shop around again next year.

So whether the car you want to insure is a new Toyota or a used Renault Hemel Hempstead knowing what you want and shopping around online should give you the best possible deal.

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